Hi, I’m Heather Townsend

CFP®, CPA & CSLP®

A love of numbers has been with me since I was a teenager. In high school, my dad actually found an envelope of cash hidden in my room and uncovered that I wasn't spending my allowance (sorry, dad). I was saving it! Along with the money, he found a note where I had calculated exactly how much I needed to save for my dream car, a BMW (admittedly, I still have a thing for cars!)

As I began my career helping companies become wealthier, I noticed that a lot of my friends were coming to me for financial advice. I would get so consumed with helping them accomplish their financial goals and I saw the difference it made in their lives that that's when I knew my new life’s mission. And from there, I launched Townsend Financial to help women like you.

I’ve recently moved back to sunny Scottsdale, Arizona and I’m so excited to have returned! I'm on a mission to empower women to gain a future life of financial freedom. Ready to kick your finances into gear? Great, let’s get started!


Heather has taken a fiduciary oath to always act in the client's best interest.

Heather graduated from Arizona State University, W.P. Carey School of Business, with a BS in Accountancy. She then worked in the San Francisco and NYC offices of a global accounting firm, advising high net-worth individuals and Fortune 500 companies. In London, she served as Financial Director for a top-end property development firm, counseling owners on the best ways to use profits. She is a CFP® (Certified Financial Planner™), CPA (Certified Public Accountant) and CSLP® (Certified Student Loan Professional). Townsend Financial is a member of NAPFA and XY Planning Network.