About You
Townsend Financial’s typical clients are successful business owners or high net worth individuals with a complex financial life.
Your finances are getting too large and complex. You might not have the time to manage your finances. You want to make the best use of your financial resources to have the life you want, today and tomorrow.
Our clients typically have a net worth between $5M and $30M and are looking for a trusted, personalized, advisory relationship.
If this sounds like you, here’s how we can help:
I’m a business owner
How can you help me?
What tax strategies should I implement? How much should I set aside for taxes?
My business is a huge percentage of my net worth. Should I take chips off the table or reinvest in the business?
How much should I pay myself?
My cash flow is unpredictable, how do I make my business and personal life feel stable?
How do I effectively use my business profits for a rewarding life / business scenario?
Should I delegate by hiring others?
Which operating costs make sense to keep and which to cut?
What kind of retirement accounts should I have?
What benefits should I offer my employees?
And how do all of my business decisions impact my tax planning and financial goals?
How do I prepare for an exit?
How do we use your business to propel your ideal life?
Together, we will address all of these issues (and more), one step at a time.
I’m a HNW Individual
How can you help me?
Individuals with a high net worth share the complex concerns of making the right moves with the resources they have. We’ll create a sustainable plan for true financial freedom.
What is a smart distribution strategy?
How much can I take a year?
Do my investments align with my goals? Am I too risky or aggressive?
Am I saving as much in taxes as I can? How can I lower my tax bracket?
Do roth conversions make sense?
Do I have the right insurance coverage to protect what I care about?
Should I sell my real estate holdings or keep them?
Can I buy that second house?
Does my estate planning strategy align with my goals and heart?
How do I best pass on my legacy?
What's a dream you have that we can work on achieving?
Together, we will make the most of your financial resources to protect against uncertainty, address all of these issues (and more), and help you live the life you want, today and in the future.
